Built-in categories
Choose from 20+ categories, including rent, groceries, and utilities. Add each to your budget with the settings that fit your household.
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Set your schedules, bring in your transactions, and see how the month is going—without connecting your bank.
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Expense categories
Choose the categories you need, set amounts and schedules, and keep your plan current as things change.
Choose from 20+ categories, including rent, groceries, and utilities. Add each to your budget with the settings that fit your household.
Create your own names for costs that need a separate place in your budget. Use recurring schedules or occasional entries.
Plan weekly, every two weeks, twice a month, monthly, or yearly. Choose the dates and amounts for each recurring expense.
Set a monthly threshold for a category and choose whether to alert at or above it, or only above it. The threshold is separate from the planned amount.
Income sources
Add salary, freelance work, or other income sources. Set recurring dates and amounts, or choose occasional income when there is no regular schedule.
See the next expected date and amount, search sources by name, and review estimated monthly income in Allocation, by source or member.
Allocation includes unpaused recurring sources and excludes transfers. Estimates come from your schedules; use the Income Registry to track what you record as received.
Expected Fri, Oct 23, 2026
Last amount: $2,250.00
No scheduled date
Expected dates and amounts come from your saved schedules. They do not confirm that a payment has arrived.
My Cards
Name your debit and credit cards, choose their appearance, and assign them to expense entries or a CSV import. Use Cards usage to review the spending you record against each card.
Cards are tracking labels. No card number or bank connection is required, and the app does not show live balances or make payments.
Use names, colors and issuers to identify how you paid. No card numbers or bank connection are required.
Optional automatic entries
Choose recurring income or expenses to record automatically on their scheduled dates. Entries use the amounts you set. Review and correct them when actual amounts differ or plans change.
Pause a schedule to stop its automatic entries and reminders. Set category spending thresholds separately from planned amounts; import results also show thresholds reached by expenses imported for the current month.
Automatic entries do not pay bills, charge cards, move money, or confirm that a payment happened.
Planned Tue, Oct 20, 2026
Planned Sun, Oct 25, 2026
Automatic entries use the amounts you set; they do not pay bills. Review them when plans change.
Reminders
Choose a reminder 1–10 days before a scheduled income or expense. Reminders appear in the app and arrive by email according to your notification settings.
Control reminder emails to your sign-in address in My Account. You can also set an additional notification email address and manage it separately.
Pausing a schedule stops its scheduled reminders. Turning off reminders to your sign-in email does not turn off an additional address.
Delivery follows your notification settings. A reminder prompts you to review the bill; it does not make the payment.
CSV imports
Upload a CSV from your bank or card provider. Check detected dates and amounts, review category or income-source matches, and choose any missing matches. Confirmed selections can help match later imports.
Possible duplicates are flagged by date and amount against existing entries. Remove or hide rows you do not want before confirming. Review expense, income, and net totals, and optionally assign imported expenses to a card.
Recent import summaries show dates, counts, and totals. The app retains the last 10 completed imports per card, plus 10 without a card; this limit does not remove the transactions you imported. The CSV file itself is not saved.
Sample file october-transactions.csv
Review totals · all 4 shown rows
Duplicate warnings flag possible matches by date and amount. Warnings remain eligible; remove rows you don’t want before confirming. Only eligible rows are imported.
Registries and transaction history
Record income and expenses in their own registries. Use List for individual entries or Checklist to compare registered totals with the scheduled amounts for the selected month.
Filter by member, update several eligible entries at once, and print or export your transaction history. Expense entries can include a payment card; income entries belong to an income source.
Browse your saved transaction history. Choose earlier months and years in either registry, back to your first recorded entries, or explore a custom date range in Transactions. Monthly and yearly subscriptions include the same history access, with no plan-based year limit.
Checklist status counts entries against scheduled dates. It does not confirm that a bill was paid in full.
Registered / Planned
Statuses count entries against scheduled dates. The bars compare registered and planned amounts; neither confirms a bill was paid.
Loan and savings calculators
Change the inputs, save scenarios, and compare estimates within each calculator.
Enter a loan amount, annual interest rate, and term in years. Add an optional extra monthly payment to estimate monthly payments, total repaid, interest, and payoff time.
Model an initial deposit, monthly contributions, annual interest rate, and term in months. Choose daily, monthly, quarterly, or annual compounding. See projected savings, total deposits, and interest earned.
Save up to 10 loan scenarios and 10 savings scenarios. Name, edit, duplicate, or delete them, choose a baseline in each calculator, and compare balances by month on a chart.
Loan comparisons show changes in payments, interest, and payoff time. Savings comparisons show changes in monthly deposits, interest, and ending balance. Results are estimates based on your inputs.
A view of your whole household
See income and spending by household member. Add names for your household. Set defaults on income sources and expense categories, or assign individual entries. Compare income and spending each month in the Members report.
Shared keeps household entries together. Unassigned collects entries without an individual or default member. An entry’s own assignment takes priority over its category or source default.
Members are labels within your account. They do not have separate logins or access to your budget.
Share of spending
Income vs. expenses by member
Spent of income: — (no income)
Spent of income: — (no income)
Shared keeps household entries in one group; it does not divide amounts between members. Unassigned keeps its own total.
Patterns over time
See how your recorded spending changes across the year and compare it with the previous year. Choose categories to explore their monthly totals.
The category-by-month heatmap helps you spot larger spending months at a glance. The example below shows six months of sample expenses.
Category by month
April–September 2026 · Six-month excerpt
| Category | Apr | May | Jun | Jul | Aug | Sep |
|---|---|---|---|---|---|---|
| Groceries | $200 | $300 | $400 | $500 | $400 | $600 |
| Transportation | $100 | $100 | $200 | $100 | $200 | $200 |
| Electricity | $100 | $100 | $100 | $200 | $200 | $100 |
| Dining | $0 | $100 | $200 | $100 | $200 | $100 |
Each cell shows a recorded amount. Stronger shading identifies larger amounts across this sample.
Monitor
Six reports help you review your records, compare them with your plan, and explore changes over time. Each uses the entries you record or import.
Get feedback on your budgeting habits, see what changed, and review suggested actions. This is budget feedback, not a credit score.
Starts after at least 21 days of expense history and an active scheduled category with a positive planned amount or spending threshold.
Explore saved income and expenses together across a custom date range, including earlier years. Search, filter, review totals, and print or export to CSV.
Compare recorded spending with monthly estimates for active, unpaused recurring categories. Review savings rate and estimated month-end spending.
Compare spending with the previous year, choose categories to explore, and see their totals in a month-by-month heatmap.
Compare recorded debit and credit spending, follow 12-month trends, and see spending by card and category. These are recorded expenses, not card balances.
Compare monthly income, expenses, and net amounts by member. Shared and Unassigned remain separate groups.
Privacy by design
Built for people who want control over their money and their information.
Your subscription supports Budget Leashed. Your budget stays free of ads.
We never sell or rent your personal or financial data.
Import a CSV or enter transactions yourself. We never ask for bank credentials.
Security and control: HTTPS protects data in transit. Passwords are hashed. You can delete your account from Account Settings.
Privacy, service providers, and retentionSet your schedules, bring in your transactions, and review your plan.
Try free for 14 daysYour 14-day free trial starts when you confirm your email. All features included. No payment details required. Subscribe to continue after your trial. Trial and retention terms.
Examples on this page are simplified and use sample data.