Privacy Policy

Last Updated: 07/01/2025

Budget Leashed (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard information when you use our web-based budgeting platform available at www.budgetleashed.com.

1. Information We Collect

We collect the following types of information when you use Budget Leashed:

a. Account Information
  • Name
  • Email address
  • Hashed password (never stored in plain text)
b. Financial Data You Provide
  • Income sources and amounts
  • Expenses and categories
  • Payment reminders and scheduling
  • Notes and other budgeting-related entries
  • Imported transactions (e.g., via CSV files)

Note: We do not connect to your bank accounts. All financial data is entered or imported by you.

c. Usage Data

We may collect non-personal information to improve performance and user experience, such as:

  • Browser and device type
  • Pages visited and interaction data
  • Session duration and general usage patterns
2. How We Use Your Information

We use your data to:

  • Provide, maintain, and improve the platform and its features
  • Send reminders and alerts based on your preferences and entries
  • Generate reports and insights about your budgeting activity
  • Offer customer support and respond to inquiries
  • Notify you of important updates, changes, or service-related messages
3. Legal Basis for Processing (EEA/UK users)

If you are located in the EEA or UK, we process your personal data under the following legal bases:

  • Contract: To provide services you request and maintain your account.
  • Legitimate interests: To improve the platform, prevent misuse, and ensure security.
  • Consent: For optional features such as email preferences or marketing (if/when applicable).
  • Legal obligations: To comply with applicable laws.
4. How We Protect Your Data
  • All data transfers are protected with 256-bit SSL encryption.
  • Passwords are hashed and never stored in plain text.
  • We do not sell, rent, or share your personal or financial data with third parties for marketing.
  • Access to your data is restricted to authorized personnel for operational purposes only.
5. Data Storage and Retention

Your data is stored securely in our cloud infrastructure. You can delete your account at any time, which will permanently remove your user-related data from our systems after a short processing window. We may retain minimal information as required by law (e.g., billing records).

6. Third-Party Services

We use trusted third-party providers strictly for operational purposes (e.g., payment processing). For example:

  • Stripe (Payments): We use Stripe to handle subscription billing. Stripe may collect and process your payment-related information in accordance with their own privacy policy. Learn more at: stripe.com/privacy.

These providers process data as necessary to deliver the service and are contractually bound to protect your information.

7. Cookies and Tracking

We use minimal cookies to:

  • Maintain your session and keep you signed in
  • Improve the user experience and platform performance

You can control cookies through your browser settings. Disabling cookies may affect certain app features.

8. Email Communications

We may send you transaction-related emails (e.g., reminders, service updates, billing notices). You can adjust email preferences for reminders within your account. If we introduce marketing emails in the future, you will have the option to opt-in or opt-out at any time.

9. Children’s Privacy

Budget Leashed is not intended for individuals under 18. We do not knowingly collect data from minors. If you believe a minor has provided us with information, please contact us and we will take appropriate steps to remove it.

10. International Data Transfers

If you access Budget Leashed from outside the country where our infrastructure is hosted, your data may be processed in other jurisdictions. We take appropriate measures to protect your data in accordance with applicable laws.

11. Your Rights

You have the right to:

  • Access a copy of your personal data
  • Correct or update your information
  • Delete your account and associated data
  • Object to or restrict certain types of processing (where applicable)
  • Export your data (subject to technical availability)

To exercise your rights, please contact us at support@budgetleashed.com.

12. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you via email or in-app notification. Continued use of the platform after changes take effect constitutes your acceptance of the updated policy.

13. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, please contact us at: support@budgetleashed.com